Courses in Financial Planning at Texas Tech University

1000 Level Courses

1301. Cultural and Gender Issues in Personal Finance (3:3:0). Study of financial attitudes and behaviors of cultural and gender groups in the U.S. Financial content includes budgeting, banking and saving, credit and debt management, major purchases, and other basic financial activities.

2000 Level Courses

2310. Technological Applications in Personal Financial Planning (3:1:3). Introduction to computer software programs used in family financial planning, including spreadsheets, word processing, data base management, and presentations. F, S.

2315. Personal Financial Planning for Professionals (3:3:0). Prerequisite: MATH 1330, ACCT 2300, ECO 2301 or 2302, and PFP major or minor. Introduction to personal financial planning, including goal setting, cash management, credit, housing, education planning, and selected professional issues.

2325. Family Financial Counseling (3:3:0). For nonmajors only. Methods and procedures to assist individuals and families of different socioeconomic environments to resolve dysfunctional financial behaviors including skills essential in counseling clients. S.

2330. Personal Financial Counseling I (3:3:0). Prerequisite: PFP major. Methods and procedures to assist individuals and families of different socioeconomic environments to resolve dysfunctional financial behaviors including skills essential in counseling clients. F, S.

2370. Consumers in the Marketplace (3:3:0). Analysis of current consumer problems and the decision-making process. Overview of consumer policies and programs for consumer protection and education.

3000 Level Courses

3210. Professional Field Experience (2:2:0). Prerequisite: 6 hours of PFP courses. Supervised attendance and participation in professional conferences, tours of professional practices, and seminars focusing on professional issues. May be repeated for up to 4 hours of credit.

3301. Personal and Family Finance (3:3:0). Prerequisite: Upper-division standing. For nonmajors only. Introduction to personal financial planning, including goal setting, cash management, credit, insurance, taxes, housing, investment alternatives, and retirement plans. Meets the Core Curriculum requirement for Individual and Group Behavior.

3330. Personal Financial Counseling II (3:3:0). Prerequisite: 2.8 GPA, PFP 2310, 2330, and ENGL 2311. Counseling techniques and interviewing strategies for use in financial counseling and planning settings. Emphasis on the importance of communication processes in helping individuals and families. F. (Writing Intensive)

3350. Individual Tax Planning Topics (3:3:0). Prerequisite: 2.8 GPA, ACCT 3307, 2310 (or proof of computer competency), and PFP 2315. Study of the impact of federal and state taxation on personal financial planning decisions.

3374. Retirement Planning (3:3:0). Prerequisite: 2.8 GPA, PFP 2315, 2310, ENGL 2311 and completion or concurrent enrollment in ACCT 3307. A foundation course in family retirement planning. F, S.

3375. Risk Management and Employee Benefits (3:3:0). Prerequisite: 2.8 GPA, PFP 2315. A foundation course in personal risk management and employee benefits.

3376. Asset Management I (3:3:0). Prerequisite: 2.8 GPA, PFP 2315, 2310, and MATH 2345. This course focuses on the theory and practice of personal asset allocation planning with a special emphasis on the basic tools, techniques, and methodologies employed by financial planners. Topics covered include basic security valuation and analysis, capital markets, investment alternatives, fundamentals of portfolio design, money management process, client goals and expectations, regulation of financial advisors, and financial planning issues in asset management. F.

3378. Estate Planning (3:3:0). Prerequisite: 2.8 GPA, BLAW 3391, PFP 2310, 2315, and completion or concurrent enrollment in ACCT 3307. Application of estate planning methodologies and policies to personal financial planning. S.

3397. Life and Health Insurance Planning (3:3:0). Prerequisite: 2.8 GPA, PFP 2310 (or proof of computer competency) and PFP 2315. This course explores the use of life insurance, health insurance, and annuities in personal financial planning, with an emphasis on advanced planning techniques.

3398. Professional Practices in Personal Financial Planning (3:3:0). Prerequisite: 2.8 GPA and all PFP 3000-level courses completed or concurrent enrollment, except 3350. Principles of professional practices focusing on ethics, effective managerial strategies, and the student's transition to the professional workplace. S. (Writing Intensive)

4000 Level Courses

4000. Individual Study (V1-6). Prerequisite: Written consent of supervising faculty member. Individual study or research under the guidance of a family financial planning faculty member to enhance the degree program. May be repeated for up to 6 hours credit. F, S.

4370. Personal Financial Planning Capstone (3:1:3). Prerequisite: 2.8 GPA, PFP 3374, 3375, 3376, 3378, 4399, and ACCT 3307. Integrates the financial planning content areas into the development of comprehensive financial plans. Course work includes case studies and work with clients. F, S.

4375. Financial Planning in Institutional Setting (3:3:0). Prerequisite: 2.8 GPA, PFP 3374, 3375. Focuses on delivering financial planning and counseling services through public and private employer-based systems. S.

4376. Asset Management II (3:1:3). Prerequisite: 2.8 GPA, PFP 3376 (or FIN 4324), and ACCT 3307 with grades of C or higher. The evaluation of client risk tolerance, analysis of asset manager's historic performance, and the creation of portfolios using mutual funds and variable annuities. S.

4377. Practicum in Personal Financial Planning (3:1:6). Prerequisite: 2.8 GPA and consent of instructor. Supervised experience designed to prepare the student for a career in financial planning/counseling. May be repeated once for credit.

4380. Advanced Technological Applications in Personal Financial Planning (3:1:3). Prerequisite: 2.8 GPA, PFP 3374, 3375, 3376, 3378, 4376, and ACCT 3307 with grades of C or higher. Advance course work in professional software packages for financial planning and investment portfolio applications. F, S.

4396. Asset Management III (3:3:0). Prerequisite: 2.8 GPA, PFP 3376 and 4376 with grades of B or higher. Students will work with issues regarding the blending of client risk tolerance investment objectives and holding periods into a successfully conceived investment plan. F, S.

4399. Internship in Personal Financial Planning (3:1:6). Prerequisite: 2.8 GPA, all PFP 3000-level courses, and ACCT 3307 completed with a grade of C or higher. Supervised intern experiences in established career-related positions. May be repeated for credit. SS.

5000 Level Courses

5198. Professional Practices in Personal Financial Planning (1:1:0). Prerequisite: Completion or concurrent enrollment in PFP 5371. Emphasis on the principles of professional practice focusing on ethics, effective managerial strategies, and the student’s transition to the professional workplace. Enrollment precedes PFP 5399.

5210. Professional Field Experience (2:2:0). Prerequisite: 6 hours of PFP courses or consent of instructor. Supervised attendance and participation in professional conferences, tours of professional practices, and seminars focusing on professional issues. May be repeated for up to 4 hours credit.

5301. Seminar in Personal Financial Planning (3:3:0). Introduction to philosophies, techniques, and processes involved in research and graduate study in personal financial planning.

5311. Independent Study in Personal Financial Planning (3:3:0). Prerequisite: Consent of instructor. Individual study or research under the guidance of a personal financial planning faculty member to enhance the degree program. May be repeated for credit.

5350. Individual Tax Planning Topics (3:3:0). Prerequisite: PFP 5371, ACCT 5311. Studies legal research skills and the impact of federal and state tax regulations on personal financial planning decisions.

5362. Asset Management I (3:3:0). Prerequisite: PFP or CEED major, joint degree student, or consent of instructor. Investment management concepts in a personal financial planning context; client goals, expectations, and risk tolerance; capital markets; investment alternatives; security valuation; risk assessment; and portfolio management concepts.

5370. Consumers in the Marketplace (3:3:0). Analysis of current consumer problems and the decision-making process. Overview of consumer policies and programs for consumer protection and education, including decision-making and other relevant theories.

5371. Introduction to Personal Financial Planning (3:3:0). Prerequisite: PFP or CEED major, joint degree student, or consent of instructor. Focus on the financial planning process and the profession, including the study of cash management, time value of money, education funding, and other planning areas.

5372. Asset Management II (3:3:0). Prerequisite: PFP 5362 or FIN 5325. Portfolio management and theory in a personal financial planning context, evaluation of client risk tolerance, market efficiency, fundamental analysis, investment selection, and analysis of portfolio performance.

5373. Personal Financial Planning Capstone (3:3:0). Prerequisite: PFP 5362 (or FIN 5325), 5371, and ACCT 5311; prerequisite or corequisite: PFP 5394, 5395, 5397, and 5398. Techniques and methods for utilizing financial planning practice standards in the development of comprehensive financial plans for clients.

5377. Personal Financial Counseling (3:3:0). Prerequisite: PFP or CEED major, joint degree student, or consent of instructor. The study and use of methods to assist families of different socioeconomic groups in correcting family financial dysfunction.

5378. Research Methods I (3:3:0). Positivistic, interpretive, and critical modes of research inquiry in personal financial planning and consumer economics.

5380. Technological Applications in Personal Financial Planning (3:1:3). Prerequisite or corequisite: PFP 5373. Advanced studies in professional software packages for financial planning and investment portfolio applications.

5390. Practicum in Personal Financial Planning (3:1:6). Prerequisite: Consent of instructor. Supervised experience designed to prepare the student for a career in financial planning/counseling. May be repeated for up to 6 hours credit.

5394. Retirement Planning (3:3:0). Prerequisite or corequisite: PFP 5371 and ACCT 5311. The study of retirement planning models, retirement plans, and selected employee benefit plans from the perspective of employees and employers. Current retirement issues will be studied.

5395. Risk Management and Employee Benefits (3:3:0). Prerequisite: PFP or CEED major, joint degree student, or consent of instructor. Application of risk management theory, personal risk analysis, and financial loss prevention with private insurance and employee benefits throughout the family life cycle.

5396. Asset Management III (3:3:0). Prerequisite: 3.0 GPA and completion of PFP 5372 with a grade of B or higher, or consent of instructor. Synthesis of portfolio management and risk tolerance assessment concepts, participation of an actual securities portfolio, and evaluation of portfolio performance.

5397. Life and Health Insurance Planning (3:3:0). Prerequisite: PFP or CEED major, joint degree student, or consent of instructor. Explores the use of life insurance, health insurance, and annuities in financial planning with heavy emphasis on advanced planning techniques.

5398. Estate Planning (3:3:0). Prerequisite or corequisite: PFP 5371 and ACCT 5311. Application of estate planning methodologies and policies to personal financial planning.

5399. Internship in Personal Financial Planning (3:1:6). Prerequisite: PFP 5198. Supervised internship experiences in established career-related positions in the financial planning field.

6000 Level Courses

6101. Research Seminar in Personal Financial Planning (1:1:0). Seminar in current research topics and methodology in personal financial planning. Should be taken by doctoral student each semester of the program.

6395. Financial Planning Program Development Seminar (3:3:0). Seminar focusing on the development and management of high-quality, university-level programs in personal financial planning.

6397. Doctoral Seminar in Personal Financial Planning (3:3:0). Doctoral seminar on theories and empirical evidence in personal financial planning and its areas of specialization. May be repeated for credit for up to 6 hours when topics vary.

6399. Residency in Financial Planning Research and Education (3:1:6). Prerequisite: Consent of instructor. Supervised residency teaching and conducting research in personal financial planning at cooperating universities. May be repeated for credit up to 6 hours.